By Dr. Maizaitulaidawati Md Husin, Associate Professor, Azman Hashim International Business School, Universiti Teknologi Malaysia Islamic social finance refers to modes of finance rooted in Islamic ethics and intended for social benefit. It consists of instruments and institutions that could be used to alleviate poverty. Instruments such as Sadaqah (charitable giving), Waqf (endowments and trusts), Zakat (obligatory